WARNING: Immediate Response Required
We can only work with 5 Rent to Own Buyers at any given time. In order for you to become one of our Rent to Own Buyers, you must respond immediately. Our Rent to Own Buyers are accepted on a First Come Basis.

Dear Home Buyer,

Let’s face it; you have to have a very high credit score to be able to buy a home today. If you have ever called a lender to get a mortgage approval, you already know what I am talking about. Or an even bigger problem, you could have been through was actually trying to buy a home and being told right before you were supposed to close and get your keys that you don’t actually qualify for the loan. Many people who want to buy their own homes have had horror stories just like this one.

In fact, lenders look at several things before they will loan you money to buy your own home.They want to look at your job. They want to see that you have been at your current job for at least two years. They look at your total monthly income and your monthly debts.If your monthly payments for credit cards, car payments are too high, you won’t qualify. If you have any judgments collections in your credit report, you probably won’t qualify for a loan until they have been paid in full.

This letter is to tell you that there really is a better way for you to get into your own home now. Imagine living in your own space.Sitting on your porch on a summer evening or enjoying a cozy fire in the cold winter months.Imagine having your friends over for BBQ’s as you proudly present your home to them. Imagine walks on your quiet street and long after noon naps in your own home.

Some of the benefits of our system are:

• You Don’t Have to Qualify with a Mortgage Lender for Your Rent to Own Home.
  
  With our Rent to Own Home Hunter Service, you simply fill out a standard old rental application. Once your application is accepted, you are now approved for our Rent to Own Home Hunter Program. It only takes about 2 days for your rental application to be approved!
• You Don’t Have to Have a Perfect Credit Score for Your Rent to Own Home.
  
  This program was actually designed to help renters with credit issues to buy their own homes now. In fact, this program was designed to help you improve your credit score so that you can qualify for a mortgage loan at your bank. In most cases, your rent to own program will be for 1 to 2 years. During this time, you can pay your monthly bills on time. Most lenders want to see at least 12 months of on time bill payments. In most cases, paying your bills on time for one year increases your credit score a great deal. In addition, if you have any judgments or collections, you can use this time to have them completely removed from your credit report.
• You Can Literally Pick Out Any Home You Want for Your Rent to Own Home
  
  For most renters, they have to wait until they finally come across a home that is being advertised on a Rent to Own Program. If our team approves your rental application, you can look at any home listed for sale. Once you find a home that you like, we will work with one of our team’s investors to purchase that home specifically for you. When our investor purchases the home for you, we will design a Rent to Own Program specifically for you. You can get the keys and move in to your dream home. It is almost as if you were going out and buying your own from the thousands that are on the market right now.
• You Don’t Need to Have a 20% Down Payment for this Program.
  
  Many banks want you to have larger down payments to buy a home if you have a lower credit score. In fact, we have seen banks ask for a 20 to 30% down payment. On a $130,000 house that could amount to $30,000. How many years will you have to save in order to have a $30,000 down payment? In most cases, you will only need about 3 to 5% of the price of the home available upfront. On the same $130,000 home this is would only be $3,900, a $26,100 savings.
• You Get to Test Drive the Home Before You Actually Buy It
  
  The best part of the Rent to Own Program is that you get to live in the home under the Rent to Own Program for a year or two before you actually go to the bank to qualify for the mortgage. You get to meet the neighbors and check out the house. If you don’t like the home, or the neighborhood, you don’t have to buy the home. You choose whether or not you will buy the home during your rent to own program. You are not obligated in any way to buy the home. If you don’t like the home, simply let us know at the end of your Rent to Own Program.
• You Could Earn Credits Each Month For The Down Payment on the Home.
  
  Depending on the program you pick for your Rent to Own Home, you could be earning several hundred dollars each month towards the down payment of the home. In some cases, our Rent to Own Buyers have accumulated credits of $7,800 in only two years. You may be able to use these credits to buy the home without having a down payment.
• You Don’t Have to Pay for Any Major Repair Bills
  
  During the Rent to Own period, you are not responsible for any major repairs in your home. So if the furnace needs to be replaced, you don’t have to pay for it. In most cases, you will only be responsible for the first $200 of any repair bill. This way, you won’t have any large unexpected bills! This allows you to stay focused on paying your monthly bills on time to help improve your credit score!

Here is how our program works:

You submit your Rent to Own Buyer Rental Application to our team. Once our team has accepted your application, we setup a 30-minute meeting with you in our office to go through your home wish list. At this meeting, we will print out a list of all of the homes on the market for sale that meet your specific home wish list. The list we will provide for you will include pictures of the homes, room sizes and specific details of each home. This includes homes listed for sale by all Realtors from All Real Estate Companies.

You can then drive by the homes that look best for you. Once you have narrowed in on a home that you like the best, we will schedule an appointment for you to tour the home. If you decide that this is the home you want to Rent to Own, we will design a rent to own program for you with one of our investors. At this time, we will take care of the paperwork and upfront money. Our investor will then buy the home you have chosen for your Rent to Own Program. On average, it usually takes about 4 weeks for the investor to close on your home. Once this has been completed, you will get the keys to your new Rent to Own home!

I know what you are probably thinking. This sounds too good to be true. Well here are 3 reasons to believe what I say:

1. I am a real estate broker that has helped hundreds of renters get into their own home without having to qualify for a bank loan. In fact, we have several Rent-to-Own homes available for you right now. To see these homes, go to our listings page. My company name is MyFavoriteAgent.com LLC. You can check our credentials with the Alabama Real Estate Commission. 
   
2. Because we are licensed Realtors, we have literally helped hundreds of homebuyers buy their own homes. During these home purchases, we have developed some key relationships with mortgage lenders. We have learned what these mortgage lenders look for in approving home buyer loans and we can help you improve your credit score so that you can qualify for your own mortgage loan at the end of your rent to own program!
   
3. Our team manages a group of over 50 local real estate investors that enjoy helping renters become homeowners. In the year 2007, these investors helped 68 renters get started with their rent to own homes. On the page below, you can see the types of homes that we can help you find for your Rent to Own Program. The 8 homes below are Rent to Own homes that our investors have purchased for people who wanted to own their own homes but couldn’t qualify at the bank.

Mighty Oaks, Gulf Shores	Palmer Place, Robertsdale
Lakewood Villas, Gulf Shores	Hammond Street, Robertsdale
Shadowbrook, Robertsdale	Wingate, Foley
Raintree, Gulf Shores	Ashford Park, Foley

As you can see from the homes above, you can get into a beautiful Rent to Own Home right now. You don’t have to wait until you fix your credit score, or save $30,000 for a down payment. And the best part is that you can choose from any home listed for sale, not just homes advertised as Rent to Own. Also, you can pick homes in any city that you choose.

You can literally choose the exact home you want for your Rent to Own Program. Once your rental application has been approved, we will setup our email system to search for you each and every day. When the system matches a new home for sale to your wish list, it will be emailed automatically to you.

Unfortunately, I'll tell you right upfront: We are unable to accept every person who wants to become a Rent to Own Home Buyer. Because of the amount of work that we do to help you find your dream home, we are only able to work with 5 Rent to Own Home Buyers at any one time. When you send in your completed Rent to Own Registration Form, we will check our list of Rent to Own home buyers and determine if we have a space available for you. It is important to answer the questions on this application honestly and accurately, so that your time and ours isn’t wasted. If your application is approved and we have an opening on our list of Rent to Own Home Buyers, a meeting will be scheduled with you in our office. It is very important to keep your appointment for this meeting because many more people request this service than we can work with at any one time. If you do not show up for your meeting or if you are late to your meeting, we will give your spot for our service to the next applicant.

As you could imagine, many people want to become a Rent to Own Home Buyer under this program. If your Rent to Own Registration Form is sent to us at a time when we don’t have any available openings, we will put you on our waiting list. To be considered for one of these spots, please complete the form at the bottom of this web page and we will send you a Rent to Own Registration Form today.

In summary, here's what you get when you become a Rent to Own Buyer with our team:

 You get to move into your dream home now, which includes:

• A one on one meeting with you in our office to discuss your home wish list
• A print out of all of the homes for sale that meet your wish list including pictures and details including room sizes
• Daily emails of new homes listed for sale that matches your home wish list. (This keeps you constantly up to date on the market)
• For the home that you choose as the best, we will walk through it together to make sure that you like its condition, size & layout
• If this home the home you decide on, we will design your Rent to Own program and complete all of the paperwork.
• We will have one of our investors purchase this home for your rent to own program.
• You will get access to our special group of lenders to help you qualify to buy your rent to own home at the end of your program

I know that you are probably wondering what all of these services will cost you? The fee for all of our team’s services listed above is only $199 dollars. Please note that this fee will be increasing to $499 in the next few weeks. If you would like to save $300, send your form to us before the price increase.

During Your Meeting in our Office (If We Have a Space Available for You) You Will Receive the following Special Value Items – For FREE…

If our team accepts your Rent to Own Registration Form, you’ll receive:

SPECIAL BONUS #1:

• A complete list of all the homes on the market that you can Rent to Own RIGHT NOW. You can literally move into tomorrow. These homes have already been purchased by our investors and are available for you now. If one of these homes matches your wish list, you won’t have to wait for the home to be purchased!

 SPECIAL BONUS #2:

• A report entitled "How to Fix Your Credit and Buy Your Own Home.” This report reveals the secrets you need to know to fix your credit score. You can use the secrets in this special report to dramatically improve your own credit score.

 SPECIAL BONUS #3:

• A CD Audio recording of a class I taught to home buyers where I discuss How to Buy a Home with No Money Down.

 SPECIAL BONUS #4:

• A special report that details 3 legal mistakes to avoid when buying your own home.

 SPECIAL BONUS #5:

• An audio program entitled "5 Dangerous & Costly Trends Home Buyers Should Beware of & How to Avoid Them”

 Here's how to get started right now!

Tami Roberts

Tami Roberts
Broker/Owner

PLEASE NOTE: The number of Rent to Own Home Buyers we can accept in any given month is severely limited. And at certain times, we cannot accept any new Rent to Own Home Buyers, as the majority of our time is dedicated to assisting existing Rent to Own Home Buyers. Also, people referred to us by our existing Rent to Own Home Buyers take some of new openings we have each month. With this in mind, I can only encourage you to fax or send in your rental application immediately. Right now we have sent out this letter to you at a time when we have openings for new Rent to Own Home Buyers. However, should you delay, when you do respond there may be a waiting list and you may have to wait weeks or months for an opening.